*The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary and as of 11/01/19, the undiscounted variable APR for Purchases and Balance Transfers is 15.49% – 24.49% based on your creditworthiness. The variable APR for Cash Advances is 25.49%. Cash Advance fee: 3% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. Annual fee: $0. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.
We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
The creditor and issuer of these credit cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
© 2019 H-D or its affiliates. HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield Logo are among the trademarks of H-D U.S.A., LLC. Third-party trademarks are the property of their respective owners.
© 2019 U.S. Bank National Association.
U.S. Bank - EP-MN-L20D - 200 South Sixth Street - Minneapolis, MN 55402
Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Rewards Program Rules for additional information.
1 Spend $500 in eligible net purchases (net purchases are purchases minus credits and returns) within the first 60 days of account opening and 10,000 Genuine Rewards points will be credited to your account 6-8 weeks after the 60-day period. The 10,000 Genuine Rewards points can be redeemed for a $100 H-D™ gift card. Your Harley-Davidson® Visa Account must be open and in good standing to earn and redeem rewards and benefits.
2 Genuine Rewards points awarded but not redeemed will expire 3 years from the date the points were awarded on December 31 of the expiration year. Harley-Davidson™ Gift Cards issued from H-D™ Genuine Rewards point redemption do not expire. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
3 Points are earned on eligible net purchases (net purchases are purchases minus credits and returns). Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. Fast food merchants may not qualify for additional bonus points.
4 NO PURCHASE NECESSARY TO ENTER OR WIN. A purchase will not increase your chances of winning. Sweepstakes ends 12/31/2019. Open to legal residents of the 50 United States and D.C., who are 18 years of age or older. For details, including how to enter without being a Cardmember or without making a purchase, click here for Official Rules. Void where prohibited. Sponsor: Harley-Davidson Financial Services, Inc., 222 W. Adams St., Ste. 2000, Chicago, IL 60606.
5 Certain terms, conditions and exclusions apply. Refer to your Visa card "Guide to Benefits" for details.
6 U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.